Tuesday, February 23, 2010

AdSense Tip: Western Union Payouts

If you’re an AdSense publisher residing in the United States, then it’s easy for you to receive funds. Most accounts will have access to Electronic Fund Transfer (EFT). This means Google will wire the funds directly to your bank account upon release date. Then, of course, there are the usual choices–standard check delivery and secure check delivery.

In other countries, though, EFT is not available and the most secure way to receive funds was via secure delivery check. This doesn’t come cheap for those who don’t get big amounts every month, though, since the courier fee is $24. But that’s an option one has to take, unless you want to wait for three weeks for your check to come in the mail (if it does at all, since I’ve read many a story of stolen AdSense checks).

Then there’s the local bank clearing time, which usually takes three days for local currency checks. In some areas, I’ve read about US dollar-denominated checks clearing taking 40 days!

Good thing that you can already receive your earnings through Western Union. Assuming you reach the minimum $100 for payout, you can get the funds as quickly as five days after the payment is posted (which you can check via payment history under your account).

Western Union payout is even free!

Western Union Quick Cash is a payment method that allows you to receive your AdSense payments in cash using the worldwide Western Union money transfer service. Payments will be available for pick up at your local Western Union Agent the day after they are sent according to our normal payment schedule.

This means that you won’t have to wait for a check to arrive in the mail. Choosing to receive your payments by Western Union can also cut down on the bank fees and long clearing times associated with depositing checks.

If you prefer to get funds via Western Union, here’s how to set up your account.

Assuming you have logged in already, click on the My Account tab and then you are brought to the Account Settings tab.

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Look for the Payment details row and then click the edit link.

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You are then shown different choices for form of payment. Now, this would depend on the country in which you have signed up your Google AdSense account from, and usually this country information cannot be edited. If you’re from the US, then you would see other options such as EFT. If you’re from other countries, then you may or may not see Western Union as an option.

Assuming you have Western Union, click on the Setup Western Union Quick Cash radio button (meaning the tick-box), and then click Continue.

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You will then be asked to enter your given name and surname.

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Now it’s absolutely essential that you input your first name (and any second name) and surname exactly as it appears on your identification cards, as Western Union agents will usually be strict in comparing the recipient name in the money transfer order with the ID cards presented.

After you’ve inputted the correct given name and surname you then have to click the “I agree that I have a government issued ID that matches …” check box, you cann now save your settings.

This will now be reflected on your Account Settings page.

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Assuming you’ve done these editions before the 15th of the month cut off, you can expect your funds to be transmitted via Western Union in the next sending. You just have to monitor your Payment History page, and if you see payment issued indicated beside the month, then that means you can already withdraw the funds from any Western Union branch or agent.

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Clickingon the details link:

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You need to note down the following information, so you can write them down on the Western Union withdraw form (usually colored yellow). Be sure to use the regular withdraw form. Google says it’s “Quick Cash” but Western Union also has another service called “quick cash”. The system used by Google is just the regular Western Union funds withdrawal.

  • The exact amount of payment
  • The (usually eight-digit) Money Transfer Control Number (MTCN)
  • Sender’s information: Google Inc. , 1600 Amphitheatre Parkway, Mountain View, CA 94043 USA

Also, don’t forget to bring your ID cards. Western Union usually asks for at least one government-issued ID, such as a driver’s license, passport, social security ID, and another alternate ID (company ID, school ID, etc.).

You can opt to receive your funds in US dollars, or in the local currency of your choice.

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